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Supervisory Committee
Donita Shipman Chairperson
Donna Hartman
Marge Watson
Bart Kuhns
Board of Directors
Janice F. Henson Board Chairperson
Virginia McAllister
Vice Chairperson
Jay D. Lewis
Treasurer
Tracy Owen Secretary
Vanita Southard Public Relations
Office Hours
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9am - 5pm |
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9am - 5pm |
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9am - 5pm |
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9am - 5pm |
| Fri: |
9am - 5pm |
Available
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Check Your Credit
With identity theft becoming the fastest growing crime in America you should keep a watchful eye on your credit. Curious about your score? You can now get a free copy of your credit report once a year. With True Credit you can get a copy of your credit report and history, along with the score.
Credit Report, Score, & More
FREE Credit Report
Identity Theft Education |
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Financial Planning
A goal without a plan and a date to achieve it is merely wishful thinking! Don't let lack of time, not knowing what to do, or procrastination keep you from meeting your goals. Leverage the time and expertise of professionals for your benefit!
Lighthouse Financial Strategies |
Dental, Vision, Prescription Drug, and Chiropractic Discount Programs
We now offer Discount Programs for Dental, Vision, Prescription Drugs and Chiropractic services. With the cost of health care and prescriptions rising, everyone could use a little extra help. Let us help you!
Discount Programs
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Retirement PlanningWe're Member-Owned and not-for-profit. That means higher dividend earnings and lower loan rates. We know what makes our members happy. You'll find more benefits, fewer and lower fees, plus longer terms and grace periods. Service, not sales is what we provide. We have insurance investment programs to help you enjoy the retirement you deserve.
Lighthouse Financial Strategies
Members Financial Services |
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Faster IRS Refunds
Millions of taxpayers are already using this service. Transmit your tax refund directly to your credit union account and put your money to work for you sooner. Talk to us today about taking advantage of IRS Direct—the safe, easy way to get your tax refund.
More information |
TurboTax Online
With TurboTax for the Web your taxes will be as easy as 1, 2, 3. TurboTax will let you prepare your taxes at your convenience. You can start your return, save it, and come back and finish later. There are no worries with TurboTax, the software will check for mistakes and find all the deductions for you. Don't let tax time bring you down.
Turbo Tax Online |
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Christmas ClubThe recipe for peace of mind all year long. Helping you and Santa is our specialty. We provide a smart way to pay for your gifts and earn interest instead of paying it with our easy payroll deduction Christmas Club. It's never too late to join our program. The Christmas Club year ends September 30 & checks are disbursed in October.
Christmas Club Application
Non-Member Christmas Club
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Signature Loans
No collateral necessary… just your signature. We have a selection of terms to suit your needs. Up to $3,000 and as high as $5,000 with A+ credit.
Share Secured Loans
Give yourself a loan with our quick and easy Share Secured Loans. No Application Fee. Use any of your savings accounts as collateral and then pay yourself back while you continue to earn dividends.
Current Rates
Loan Application |
GAP Insurance
Fill in the GAP on your next vehicle loan! There could be a big difference between what your insurance will pay and what you owe on your loan. Let us help you fill in the GAP. Compare and you're likely to find we provide more protection for a lot less money!
More information
Calculate Your Cost
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Mechanical Repair Coverage
Choose the only coverage you need! For just a few dollars a month, Mechanical Repair Coverage can save you hundreds or even thousands in auto repairs.
More information
Calculate Your Cost
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Enterprise Car Sales
No Worry Ownership & Hassle Free Buying! Looking for a new car but don’t want to spend an arm and a leg for it? Check out Enterprise Car Sales! Enterprise Vehicles have passed a rigorous 109-point certification performed by a certified ASE technician. They also have a 7-day repurchase agreement! That’s right, if you decide that you don’t want the vehicle, they will purchase the vehicle back from you for the same price you paid minus a small cleaning and documentation fee.
Enterprise Program Vehicles
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Smart Start Loans
It's hard to get credit when you have no credit history. Now you can help them build their own credit with a Smart Start auto loan through your credit union. For ages 18-25.
Loan Application
Current Rates |
Direct Deposit
With Direct Deposit worries about lost, stolen or misplaced checks are a thing of the past. Direct Deposit is more confidential than paper payments. You can rest assured your money will always be in your account on payday and your loans paid on time.
More information
Direct Deposit Application |
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Kid's Accounts
It’s never too late to start saving for your child’s future. Children under the age of 12 join for FREE. Teach them to start saving early so they can grow up to become better money managers.
Kid's Account
Thrive By Five |
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Smarteen Account
Young adults need to be learning what money is all about. Teens age 13-17 are eligible for these special savings accounts. Ask about our educational materials to help you teach your teen about credit, keeping a checking account, budgeting and planning for their future. Make a $25 deposit and receive a copy of the book, Growing Your Money.
Smarteen Accounts For Teens |
Association for Persons with Disabilities
We have adopted the Association for Person with Disabilities (APD) as beneficiary of the funds we raise at our annual BBQ/Auction event. APD is a 501C3 charitable non-profit corporation based in Sedalia. They provide funding to help with therapy, special equipment, respite care, and other necessities that are too expensive for those with limited income. |
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Home Loans
We have Home Loans you can live with! 30, 20, 15 & 10 year terms for 1st Time Buyers, VA, FHA, Conventional and Jumbo loans to reach your financing goals. Refinance or Purchase. Fixed, Adjustable & Balloon rates available. We offer Free Pre-Qualification and letters of Pre-Approval.
Loan Application
Unlocking the Door to Homeownership |
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Home Loan Refinancing
Free pre-qualification by phone. Find out if you can move into terms, rates or payments on your home that will better fit your current needs and lifestyle.
Home Loan Application
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Home Equity Loans
Need money for college, home repairs, take a vacation or pay off debt? Stop wishing and put those plans in motion with help from your credit union.
Home Loan Application
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Reverse Mortgage
Use your home---don’t lose your home. Let your home pay for your golden years. Homeowners 62 years and older can take advantage of this great program. Reverse mortgages are designed to strengthen your personal and financial independence by providing funds without a monthly payment burden during your lifetime in your home.
Home Loan Application
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Emergency Account
This great budgeting tool can help you better plan for the future. Everyone should set aside enough funds to at least cover their medical insurance deductible. This account can also be used to accumulate large annual payments for things like Property Tax.
Emergency Fund Application
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Debt Consolidation Loans
We'll help you get your bills under control and possibly improve your credit rating at the same time with our Debt Consolidation Loan Program.
Loan Application
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